Comprehensive Motor Insurance in Kenya: Courtesy Cars

Britam Writers • January 1, 2025

Comprehensive motor insurance in Kenya offers vehicle owners extensive protection against various risks, including accidents, theft, fire, and third-party liabilities. This article delves into the offerings of several prominent Kenyan insurance firms, highlighting the specifics of their comprehensive motor insurance policies. Additionally, for individuals seeking a courtesy car during vehicle repairs post-accident, we recommend Riderentals as a reliable car hire partner. Riderentals provides ETR receipts, ensuring VAT compliance, and boasts a diverse fleet to cater to various customer needs.

1. Madison General Insurance

Madison General Insurance offers a comprehensive motor insurance policy designed to protect personal vehicles against a wide range of risks. Their coverage includes:

  • Accidental Damage: Protection against damages resulting from unforeseen accidents.
  • Theft: Coverage in the event of vehicle theft.
  • Fire: Protection against damages caused by fire incidents.
  • Natural Disasters: Coverage for damages resulting from events like floods or earthquakes.
  • Third-Party Liability: Covers legal liabilities arising from injuries or damages caused to third parties.

Additional benefits include 24/7 roadside assistance, excess protector, political violence and terrorism coverage, and compensation for alternative transportation expenses if the vehicle is under repair after an accident.


Pro Tip: If your vehicle is undergoing repairs after an accident and you require a courtesy car, consider renting from Riderentals.co. They provide ETR receipts, ensuring VAT compliance, and offer a wide selection of vehicles to meet your needs.

2. Britam Insurance

Britam's comprehensive motor insurance policy is tailored to safeguard vehicles against various risks. The policy covers:

  • Accidental Damage or Overturning: Protection against damages from accidents.
  • Loss or Damage by Fire and Theft: Coverage for incidents involving fire or theft.
  • Malicious Damage: Protection against intentional damages.
  • Third-Party Liabilities: Covers injuries or damages caused to third parties.

Benefits include free cover for windscreen, theft of audio and video accessories, towing after an accident, and flexible premium rates.


Pro Tip: During the repair period of your vehicle, renting a car from Riderentals.co can ensure uninterrupted mobility. They offer VAT-compliant ETR receipts and a diverse fleet to choose from.

3. APA Insurance

APA Insurance provides a comprehensive motor insurance cover that addresses a wide range of risks motorists may encounter. The main cover options include:

  • Accidental Damage: Coverage for damages resulting from accidents.
  • Theft: Protection against vehicle theft.
  • Fire: Coverage for fire-related damages.
  • Third-Party Liabilities: Covers legal liabilities for injuries or damages to third parties.

Additional benefits encompass towing services, emergency medical expenses, and windscreen cover.


Pro Tip: If you need a courtesy car while your vehicle is under repair, Riderentals.co offers a wide range of vehicles and provides ETR receipts for VAT compliance.

4. CIC Insurance

CIC Insurance's comprehensive motor private insurance ensures coverage against:

  • Accidental Damage
  • Malicious Damage
  • Theft
  • Fire
  • Third-Party Liabilities
  • Riot, Strike, and Civil Commotion
  • Floods

Benefits include towing cover, motoring assistance, emergency medical expenses, windscreen cover, and stereo/entertainment unit coverage. Optional benefits such as political violence and terrorism cover, excess waiver, and a courtesy car are also available.


Pro Tip: For a reliable courtesy car during vehicle repairs, consider Riderentals.co. They offer VAT-compliant ETR receipts and a broad selection of vehicles to suit your preferences.

5. Standard Chartered Bank (Underwritten by Sanlam General Insurance)

Standard Chartered, in partnership with Sanlam General Insurance, offers comprehensive motor insurance with the following features:

  • Comprehensive Cover: Insurance against loss or damage from accidents, fire, theft, or malicious damage.
  • Road Rescue: 24-hour road rescue services by the Automobile Association of Kenya.
  • Extensive Third-Party Liability: Coverage for third-party injuries and property damage.
  • Free Valuation: Complimentary vehicle valuation services.
  • Own Damage Excess Protector: Included in the policy.
  • Political Violence and Terrorism Cover: Included in the policy.

Additional benefits cover authorized repair costs, medical expenses, towing charges, windscreen, and vehicle entertainment systems.



Pro Tip: If your vehicle is in the garage post-accident, Riderentals.co can provide a courtesy car. They issue ETR receipts, ensuring VAT compliance, and have a wide pool of cars to choose from.

Traffic Violation Policy

By Legal Team • May 21, 2025
Effective Date: January 2025 Last Updated: May 2025 Applicable To: All renters and authorized drivers using vehicles provided through www.riderentals.co 1. Purpose This policy outlines the responsibilities and liabilities of renters and authorized drivers in the event of any traffic violations committed during the rental period of any vehicle booked through www.riderentals.co . It aims to ensure legal compliance, transparency, and accountability. 2. Definition of Traffic Violation Traffic violations include, but are not limited to: Speeding Illegal parking Running red lights Driving without a seatbelt Use of mobile phone while driving Driving under the influence (DUI) Reckless or negligent driving Toll and road user charge evasion Any other offense under Kenya's Traffic Act or relevant local laws 3. Renter Responsibilities Full Liability : The renter is fully responsible for any traffic violation that occurs during the rental period. Notification : Renters must notify www.riderentals.co immediately if they are issued a traffic citation or stopped for a violation. Payment of Fines : All traffic violation fines, penalties, or legal fees incurred during the rental period must be paid by the renter. Administrative Fee : www.riderentals.co reserves the right to charge an administrative fee of Kes 5,000 for each traffic violation to cover processing costs. Toll Fees : Renters are responsible for all tolls incurred, and failure to pay may result in penalties. 4. Handling of Violations If www.riderentals.co receives a violation notice from authorities after the rental period, the renter's details (as per the rental agreement) may be shared with the relevant enforcement agency. The renter's payment method may be charged for the fine plus the applicable administrative fee without further notice. For cases involving vehicle impoundment, the renter is liable for all related costs including towing, storage, and legal fees. 5. Disputes If a renter believes a traffic violation has been issued in error, they must: Notify www.riderentals.co in writing within 48 hours of receiving the notice. Pursue the dispute directly with the relevant authorities. Note: Payment of the fine or penalties is still required unless officially waived by the authorities. 6. Repeat Offenders Repeated violations may result in: Suspension or termination of rental privileges Blacklisting from the platform Legal action where necessary 7. Contact Information For questions or reports regarding traffic violations, contact: Riderentals Bookings Office 📞 +254 714 877 948 📧 customerservice@riderentals.co 🌐 www.riderentals.co By accepting the rental terms and conditions, the renter agrees to abide by this Traffic Violation Policy..

Why You Should Hire the Toyota Esquire from www.riderentals.co for Your Nairobi Travel

By Fleet Team • May 21, 2025
If you're looking for car hire in Nairobi that combines comfort, elegance, fuel efficiency, and affordability, look no further than the Toyota Esquire . At www.riderentals.co , we make it easy and affordable for you to hire this luxurious 7-seater van—ideal for family trips, executive transfers, airport pickups, and more. Whether you're searching for car rental in Nairobi for a day, week, or month , or need a chauffeured car in Nairobi , the Toyota Esquire stands out as the perfect vehicle. Here’s why. 1. What Makes the Toyota Esquire Unique? ✔️ Premium 7-Seater Comfort The Toyota Esquire features three rows of spacious leather or executive fabric seats , designed to offer maximum comfort for both short and long trips. The rear seats are adjustable, allowing passengers to recline and relax. ✔️ Fuel Efficiency Meets Performance The Esquire comes with a hybrid or petrol engine , offering excellent fuel economy for urban Nairobi traffic or long-distance travel. It’s the perfect blend of performance and eco-consciousness. ✔️ Luxurious Design & Sliding Doors With a bold front grille, sleek lines, and automatic sliding doors , the Esquire offers VIP treatment from the moment you step in. It's a favorite for wedding hires, corporate shuttles, and family vacations . ✔️ Advanced Safety Features Equipped with multiple airbags, ABS, traction control, and collision avoidance systems , the Esquire offers peace of mind whether you're traveling alone or with loved ones. 2. Why Hire a Toyota Esquire from www.riderentals.co ? At www.riderentals.co , we understand that your travel experience is only as good as the vehicle you use—and the service you receive. Here's what sets us apart: ✅ 1. Flexible Booking – Chauffeured or Self-Drive You can hire a Toyota Esquire in Nairobi for self-drive or opt for our chauffeured car hire services . Our professional drivers are punctual, courteous, and well-trained in Nairobi routes and traffic patterns. ✅ 2. Affordable Rates with No Hidden Charges Our prices are transparent and budget-friendly , whether you’re hiring for a few hours or several days. We offer competitive car rental rates in Nairobi , with discounts for long-term rentals. ✅ 3. Instant Booking and Customer Support Book directly via www.riderentals.co or call our Bookings Office: 0714887948 . Our support team, led by Lina , is always ready to assist with special requests, hotel or airport pickups, or group travel coordination. ✅ 4. Well-Maintained Fleet Our vehicles are regularly serviced and thoroughly cleaned before every trip, ensuring safety and hygiene. You’ll always receive a car in excellent condition, ready for the road. 3. Perfect for Every Occasion 🚐 Group Travel & Road Trips With its roomy interior, the Toyota Esquire is the perfect car for group travel . Whether it’s a day trip to Naivasha, business travel to Mombasa , or a weekend getaway, this van delivers comfort and class. 🎯 Airport Transfers & Business Meetings Make a statement when arriving at Jomo Kenyatta International Airport (JKIA) or Wilson Airport with our executive chauffeur service. We monitor your flight and ensure timely pickups and drop-offs. 👰 Weddings & VIP Events The Toyota Esquire makes for a perfect bridal party van or VIP escort vehicle , especially when matched with other luxury rides like the Alphard or Vellfire. 4. How to Book a Toyota Esquire from Riderentals.co Booking your ride is easy: Visit: www.riderentals.co Call or WhatsApp: 0714887948 Contact Person: Lina – Bookings Office Choose self-drive or chauffeur option Select rental dates and confirm availability We accept both last-minute and advanced bookings. For long-term car rentals in Nairobi , we offer flexible contracts and discounted rates. 5. Google Ads Keywords to Find Us Fast When searching for the perfect car rental online, use these keywords to easily locate our Toyota Esquire and other fleet options: Car hire Nairobi Car rental Nairobi Toyota Esquire for hire Nairobi 7-seater car rental Nairobi Self-drive car rental Nairobi Chauffeured cars Nairobi Hire a car in Nairobi Nairobi airport car rental Executive van hire Nairobi Best car hire company in Nairobi You’ll likely see www.riderentals.co right at the top—because we’re trusted by thousands across Kenya. Final Thoughts If you’re looking for a luxurious, spacious, and efficient 7-seater , the Toyota Esquire is a top choice. Whether you're traveling with family, planning a corporate event, or just need a reliable ride around the city, you can trust www.riderentals.co to deliver. Don’t settle for less. Hire the Toyota Esquire in Nairobi today and experience travel the way it should be—safe, smooth, and stress-free. 🚗 Book Now: Website : www.riderentals.co Mobile : 0714887948 Contact : Lina – Bookings Office

Nissan X-Trail vs. Mazda CX-5: Which SUV Should You Hire in Nairobi?

By Car Hire Nairobi • May 21, 2025
When planning your next road trip, airport transfer, or executive meeting in Nairobi, choosing the right SUV can make all the difference. Two top contenders in the compact SUV segment are the Nissan X-Trail and the Mazda CX-5 —both stylish, capable, and packed with features. In this blog, we compare the two vehicles to help you decide which one fits your travel needs best, and why hiring either from www.riderentals.co guarantees the best experience. Nissan X-Trail Overview The Nissan X-Trail is a mid-size SUV designed for comfort, versatility, and performance. Whether you're navigating Nairobi’s urban streets or heading to Naivasha for the weekend, the X-Trail delivers a smooth and confident ride. Key Features: Seating Capacity: 5–7 passengers (ideal for families and group travel) Engine Options: 2.0L or 2.5L petrol Fuel Economy: Approx. 13–15 km/l Ground Clearance: 210 mm Drive Options: Available in 2WD and 4WD Cargo Space: Generous luggage room, expandable with foldable rear seats Pros: Great off-road and highway capability Spacious and flexible interior Comfortable for long drives Mazda CX-5 Overview The Mazda CX-5 stands out with its stylish design, driver-focused handling, and refined interior. Perfect for business clients, couples, or solo travelers who value class and comfort. Key Features: Seating Capacity: 5 passengers Engine Options: 2.0L or 2.5L Skyactiv-G Fuel Economy: Approx. 14–16 km/l Ground Clearance: 200 mm Drive Options: Available in 2WD and AWD Interior: Premium, tech-focused cabin with touchscreen infotainment Pros: Stylish and modern design Smooth and agile driving dynamics Ideal for urban and executive use Which One Should You Hire? Choose the Nissan X-Trail if you're traveling with family or need extra space for luggage and passengers. It’s also great for weekend getaways outside Nairobi and offers better off-road performance. Choose the Mazda CX-5 if you’re looking for a sleek, executive ride with excellent fuel economy and luxury touches. It's perfect for business meetings, airport transfers, and day-to-day urban use. ✅ Why Hire from www.riderentals.co ? At www.riderentals.co , we make it easy and affordable to rent a Nissan X-Trail or Mazda CX-5 in Nairobi. Here’s why we stand out: ✔ Vetted Cars, Trusted Drivers Every car is thoroughly inspected and serviced. Self-drive or chauffeur options available. ✔ Competitive Rates & Flexible Packages Daily, weekly, and monthly rental plans that suit your budget. ✔ Wide Coverage in Nairobi Whether you’re in Westlands , Karen , Lavington , CBD , or at JKIA Airport , we deliver the vehicle to your location. ✔ 24/7 Customer Support Get support when you need it, from booking to drop-off. ✔ Award-Winning Platform 🏆 Best Corporate Car Rental Firm in 2023 🏆 Most Innovative Car Rental Platform (Technology & Customer Experience) in 2024 📞 Ready to Book? Website: www.riderentals.co Booking Office Mobile: +254 714 877 948 Contact Person: Lina – Bookings Office Book your Nissan X-Trail or Mazda CX-5 today and enjoy unmatched convenience and service. Whether you're looking for adventure or elegance, the Nissan X-Trail and Mazda CX-5 deliver in their unique ways. And with www.riderentals.co , you can experience either without hassle. Get the keys to your next adventure, today!